To require the Bureau of Consumer Financial Protection and the Federal Trade Commission to conduct a study on use of additional key factors in credit scoring models, and for other purposes.

HR 5083 (119th Congress) is federal legislation introduced in the U.S. House of Representatives on September 2, 2025. Sponsored by Rep. Fields, Cleo [D-LA-6]. Current status: Referred to the House Committee on Financial Services. (2025-09-02).